A home warranty insurance policy protects you, the buyer, from expenses should your newly purchased home’s systems fail.  The warranty company will pay for repairs, and you’ll simply pay the deductible.

If the seller does not provide a home warranty policy, you may purchase one at the time that the contract is accepted.  We can help you find and purchase a home warranty plan to protect your investment.

Why buy a warranty?
Buying a home comes with a number of expected expenses – closing costs, moving expenses, renovations, new window coverings, etc.  A home warranty protects you from the unexpected costs associated with the failure of one of your home’s mechanical systems.  Paying to replace a major appliance, the furnace, or water heater, for example, is a nasty surprise that you don’t want.

How does it benefit you?
A home’s mechanical systems have fixed life spans, and owning a home means that you need to be prepared to make repairs as needed.  However, unexpected expenses immediately after moving in can come as a big blow to your finances.  With a home warranty policy, the warranty company insures your home’s major systems for a full year after closing.  That means that if something breaks within the first year, you are only responsible for the deductible. A good home warranty plan covers your internal plumbing, electrical wiring, HVAC system, and major appliances.

No worries
A home is a major investment, and making home repairs can be frustrating, time-consuming, and expensive.  With a home warranty policy, if something covered by your policy requires repair, you simply call the warranty company’s toll-free number. They’ll make arrangements for a local contractor to check out the problem.  He or she will verify the claim and make a recommendation for repair or replacement to the warranty company.  The warranty company will then authorize the contractor to complete the work, and everything will be back up and running in no time.

Talk to us about finding the right home warranty insurance plan for you.  It is protection you’ll appreciate.